Dear readers, by now, I believe many of you must have received the notification for the 2023 CDC vouchers. According to the CDC notification letter, the vouchers are meant to provide continuing help to Singaporeans households for daily essentials and to defray GST essentials. So how should one make the best use of the 2023
HOW TO MAKE THE BEST USE OF YOUR 2023 CDC VOUCHERS? Read More »
Dear readers, I have just received a mail notification on the $300 worth of CDC vouchers that each Singaporean household will receive in 2023. What is worth highlighting from the notification is that this year, supermarkets have joined the CDC Vouchers Scheme, such that $150 of the vouchers can be spent at participating supermarkets and
Dear readers ,a Happy New Year once again to you and family! How time flies, the first day of a brand new year is over and today is a nice little public holiday for all of us, before many of us head back to work tomorrow! How have your New Year Day been? What are
Dear readers, today is the first day of Year 2023 and the first day of the implementation of 8% Singapore Goods and Services Tax (GST)! Yes, that’s right! With effect from today, the Singapore GST will be revised to 8% from the previous 7%. Yesterday, I was wondering what is the first item that I
8% GST WITH EFFECT FROM TODAY: WHAT IS YOUR FIRST 8% GST PAID ITEM? Read More »
Dear readers, today is the last work day of Year 2022 and it was good that my organisation has had a half-day off for employees. That means to say, staff can work until noon and off they go for a super long weekend into a brand new year 2023! However, this half-day off has had
LAST WORK DAY OF YEAR 2022 AND MY NEW YEAR MESSAGE Read More »
Dear readers, Chinese New Year is coming in less than a month’s time and for individuals eligible to give Hong Baos, it is the time once again of the year to give Hong Baos. Similarly, for individuals eligible to receive Hong Baos, it is the time once again to receive Hong Baos. I am sorry
Dear readers, against the high cost of living these days, savings is now in the spotlight once again. The high fixed deposits interest rates have also encouraged more to save and to save more. Amidst all the savings that is taking place, I find that the overall narrative for savings should still be how much
Dear readers, in the past, where interest rates are low, we have heard so very often, that one should put one’s monies in equities or stocks rather than saving it in the bank. Back then, the common thinking was that Inflation would erode the value of our monies as the low interest rates paid out
Dear readers, in today post, we will discuss a rather confidential question, that of how much savings should one have? I believe while this question is confidential, this question is also an important one as many of us may have seen our savings reduced in recent months with the higher cost of daily necessities and
Dear readers, meals form the bulk of my expenditure, and with cost of things generally going up, let me share with you how much I spent on food on a regular basis and my take on this. For yesterday (23 Nov 22): Breakfast: Prepared own Bread for family, hence not bought outside Lunch: Mixed vegetable