Dear readers, yesterday, I had a traditional breakfast set from a F&B chain café in Singapore. The price of the traditional breakfast set has gone up to $6 per set. When the set arrived, I was surprised that the toast has reduced in size, the toast became two small strips of breads instead, each could
TRADITIONAL BREAKFAST SET: WHY I AM LEFT DISAPPOINTED? Read More »
Dear readers, I have been tracking my expenditures on a daily basis since National Service Days. I did my tracking conveniently via an excel spreadsheet, which with its functions allows me to track my expenditures across different categories of spending that I have assigned. While the expenditure tracking spreadsheet is useful, what the most important
Dear readers, in today’s post, my $12 thrilling saving opportunities from my expenses will be revealed! $12 may not be a large amount but in today’s society of high prices of almost everything, we can do so much more with $12! $12 can mean two or three packets of chicken rice! $12 can pay a
MY $12 THRILLING SAVING OPPORTUNITIES FROM MY EXPENSES REVEALED! Read More »
Dear readers, a Happy Labour Day and Public Holiday to All of You! Today is Labour Day and I wish All employees including myself a Good Labour Day! This Labour Day is a good time to rest, recharge and rejuvenate. In the last three years, many of us have not had it easy with Covid-19.
MY LABOUR DAY 2023 MESSAGE: A BIG SALUTE TO ALL EMPLOYEES! Read More »
Dear readers, over the weekends, I went to visit the barber chain that I have been patronising for a quick haircut, at a market rate of $12. When I went to purchase the ticket from the ticket dispenser machine as usual, I was surprised to find that the machine has been sealed off. One of
Dear readers, yesterday, I felt the effect of a large inflation once again. I used to procure a certain brand of banana from a popular supermarket chain here in Singapore. The bananas are crunchy and cost only $1.25 for 4 pieces of bananas in general. Yesterday, I was shocked to discover that the same packet
Dear readers, I have shared several posts in the past, on how some food stalls have been cutting down ingredients and or increasing prices, all likely due to the rising cost of ingredients and inflation. Sometime back, I shared on how a famous prata chain which I always patronised has seem to cut down on
Dear readers, it has been some time since I last shared my insights and experiences on Market Pulse. Well, not the stock market pulse but rather the pulse, the barometer on prices of daily things and services, especially given high inflation these days. Yes, the general market of goods and services. In recent weeks, I
HOW HAVE YOUR DINING EXPERIENCE BEEN THESE DAYS? Read More »
Dear readers, Budget 2023 has finally been announced and is over. While there is a slew of measures announced at the Budget, what struck me most was the announcement that the income ceiling for Income Tax will be raised progressively from $6,000 to $8,000 as follows: From 1 Sep 23: $6,300 salary ceiling From 1
BUDGET 2023: INCOME TAX CEILING UP TO $8,000- GOOD OR BAD? Read More »
Dear readers, in recent days, I was doing some housekeeping to my personal finance stuff. I was caught surprised when I discovered the name of the first stock that I invested in, has disappeared from “radar”. What “radar” was that? Well, that radar was none other than my Singapore Central Depository Portal. The name of
MY FIRST INVESTMENT STOCK DISAPPEARED FROM “RADAR”! Read More »