Dear readers, the one-off SkillsFuture Credits that the Singapore Government awarded to eligible Singaporeans in 2020 are expiring on 31 December 2025. As this deadline draws closer, news reports and social media discussions have highlighted a growing rush among Singaporeans to enrol in courses and make payments before the credits lapse.
Many individuals are scrambling to sign up for short courses, workshops, or certifications—sometimes without fully considering whether they have the time, interest, or immediate need to complete them. While the intention to avoid wasting these credits is understandable, this “use it or lose it” mindset can lead to rushed decisions and underutilised learning opportunities.
What many Singaporeans may not realise, however, is that you do not need to immediately attend or complete a course to use your SkillsFuture Credits. Instead, you can use your credits to purchase access to online learning subscriptions, allowing you to learn at your own pace—months or even years later—depending on the platform’s access period.
Even more importantly, Coursera is not the only option. While it is one of the most well-known platforms, there are several approved local and international learning platforms where SkillsFuture Credits can be used for online subscriptions, microlearning programmes, and modular digital courses.
This article explores how SkillsFuture Credits work, why online subscriptions are a smart option, and introduces six platforms you can consider:
- Coursera (via approved partners)
- GnowbeLearn
- Lhub
- LXP
- ZilLearn
- edX
- Ngee Ann Polytechnic
Understanding SkillsFuture Credits and the 2025 Deadline
SkillsFuture Credits were introduced as part of Singapore’s national lifelong learning movement. The goal is to empower Singaporeans to continuously upskill, reskill, and remain competitive in an evolving economy.
In 2020, eligible Singaporeans received a one-off SkillsFuture Credit top-up in addition to their existing balance. These one-off credits are valid until 31 December 2025, after which any unused amount will expire permanently.
Key Points to Note:
- Credits must be used (paid) by 31 December 2025
- Course start and completion dates may be later (though seldom is the case for onsite classes), depending on provider rules
- Credits can be used for online courses and subscriptions, not just physical classes
This flexibility opens the door to a more strategic approach: buy now, learn later.
Why Online Subscriptions Are a Smart Way to Use SkillsFuture Credits
Online subscriptions offer several advantages over traditional one-off classroom courses:
1. Learn at Your Own Pace
Subscriptions allow you to start learning when your schedule permits. This is ideal for working adults, caregivers, and professionals managing busy calendars.
2. Access to Multiple Courses
Instead of spending all your credits on a single course, subscriptions often provide access to dozens or even hundreds of courses under one plan.
3. Future-Ready Skills
Many online platforms focus on digital, leadership, data, AI, cybersecurity, and soft skills, which remain relevant across industries.
4. Reduced Pressure
You avoid rushing into a course simply because of the deadline. The learning happens when you are mentally ready and motivated.
Beyond Coursera: Approved SkillsFuture Online Subscription Platforms
While Coursera has gained popularity due to its partnerships with global universities and companies, it is not the only SkillsFuture-approved option. Below are other platforms worth considering.
1. GnowbeLearn – Mobile-First Microlearning
GnowbeLearn focuses on bite-sized, mobile-friendly learning experiences designed for busy professionals.
Key Features:
- Microlearning modules that take minutes, not hours
- Strong focus on leadership, communication, and workplace skills
- Social learning elements such as discussions and reflections
Why Choose GnowbeLearn?
If you struggle to sit through long lectures, GnowbeLearn’s short, interactive lessons make learning easier to sustain over time. It is especially useful for managers, team leaders, and frontline staff.
2. Lhub – Corporate and Professional Skills Development
Lhub offers curated learning programmes tailored to professional development and organisational needs.
Key Features:
- Structured learning pathways
- Emphasis on productivity, management, and business skills
- Often used by companies for workforce upskilling
Why Choose Lhub?
Lhub is suitable if you want career-relevant skills aligned with real workplace demands rather than purely academic content.
3. LXP (Learning Experience Platform) – Personalised Learning Journeys
A Learning Experience Platform (LXP) differs from traditional learning management systems by focusing on personalisation and learner engagement.
Key Features:
- AI-driven content recommendations
- Blends videos, articles, quizzes, and courses
- Encourages self-directed learning
Why Choose an LXP?
If you prefer discovering content organically and building a customised learning journey, an LXP provides flexibility and autonomy.
4. ZilLearn – Skills-Based and Modular Learning
ZilLearn offers modular learning programmes that cater to emerging skills and industry needs.
Key Features:
- Focus on practical, skills-based learning
- Modular structure allows learners to progress step-by-step
- Suitable for both technical and soft skills
Why Choose ZilLearn?
ZilLearn is ideal for learners who want structured but flexible progression without committing to long, rigid programmes.
5. edX – University-Level Learning from Global Institutions
edX is a globally recognised online learning platform founded by Harvard and MIT.
Key Features:
- Courses from top universities and institutions
- Subjects include data science, AI, business, healthcare, and engineering
- Options for professional certificates and MicroMasters
Why Choose edX?
If you value academic rigour and global recognition, edX offers high-quality content that enhances both knowledge and credentials.
6. Ngee Ann Polytechnic – Trusted Local Education Provider
Ngee Ann Polytechnic (NP) is one of Singapore’s most established educational institutions and offers SkillsFuture-eligible courses and programmes.
Key Features:
- Strong alignment with local industry needs
- Applied learning with practical relevance
- Trusted local brand with quality assurance
Why Choose Ngee Ann Polytechnic?
For learners who prefer local context and applied skills, NP provides structured programmes that are recognised by employers in Singapore.
How to Choose the Right Online Subscription for You
Before using your SkillsFuture Credits, consider the following:
1. Your Career Goals
Are you aiming to:
- Switch careers?
- Gain leadership skills?
- Improve digital literacy?
- Stay relevant in your current role?
2. Your Learning Style
- Short lessons vs long lectures
- Self-paced vs structured pathways
- Academic vs practical content
3. Time Commitment
Subscriptions allow flexibility, but discipline is still required. Choose platforms that match your availability.
Important Notes
SkillsFuture Credit cannot be used directly on the aforementioned online subscriptions. Instead, it must be used through SkillsFuture-approved training providers in Singapore that offer Coursera subscription-based programmes and are listed on the MySkillsFuture portal.
As long as the programme is SkillsFuture Credit-eligible and listed on MySkillsFuture, you may use your $500 top-up to offset the subscription fee..
Final Thoughts: Use SkillsFuture Credits Wisely, Not Hastily
With the 31 December 2025 deadline approaching, it is tempting to rush into any available course just to avoid losing your SkillsFuture Credits. However, a more thoughtful approach is to invest in online subscriptions that provide flexibility, variety, and long-term value.
By choosing platforms such as GnowbeLearn, Lhub, LXP, ZilLearn, edX, and Ngee Ann Polytechnic, you expand your learning options beyond Coursera and align your SkillsFuture Credits with your personal and professional growth.
Remember, lifelong learning is not about ticking boxes—it is about building skills that stay with you well beyond 2025.
If you plan wisely today, your SkillsFuture Credits can continue working for you long after the deadline has passed.