Dear readers, new opportunities for investors has come! And this is even before the US Federal Reserves cuts interest rates as many have expected! Why do I say this? Well, a new normal in interest rates has come! I am not sure whether you have noted the cut-off yield of the latest Singapore 6-month T-bill,
Dear readers, much has been discussed about the state of the Singapore stock market (SGX), so I will not go into further detail. There are high expectations for the working group charged with rejuvenating the Singapore stock markets. Their responsibilities include attracting more companies to list in Singapore and reversing the trend of companies delisting
Dear readers, I am always of the view that one should always build an investment warchest, so that when stock markets correct and investors flee, those with the capital will be Kings (as the saying goes that Cash is King). This especially so when global stock markets have not corrected since 2008 and this to
Dear readers, in today’s post, we focus on an evergreen subject: how does one achieve Financial Freedom after the second edition of Singlife Financial Freedom Index reveals that it may take consumers some 30 years to achieve financial freedom, up by nearly three years, compared with a year ago. What is Financial Freedom? First, what is
Dear readers, will the Singapore stocks markets really rally next? As at the last trading date (23 Aug 2024), the barometer of the Singapore Stocks Market, the Straits Times Index (STI) was 3,387.99, up by about 1.02% from last week. This modest upward movement has sparked much speculation among investors and analysts alike on whether
Dear readers, it is good to know that the government is doing something on the property front, referencing the property-related measures announced at National Day rally 2024 as well as the recent property cooling budgets. Despites several rounds of cooling measures, it seems that Condominiums are getting more and more expensive as measured by the
Dear readers, with the government’s move to make HDB flats and HDB living more attractive through initiatives like waterfront living, I believe it is also time to relook the mentality of Singaporeans surrounding condominiums. I call this the Condominium Mentality. First, many Singaporeans have the notion that owning a condominium means that the condominium owner
Dear readers, I am heartened to note from the Singapore National Day Rally 2004 that there will be more HDB residential areas in waterfront areas. It is definitely one way to make HDB attractive again! To recap, five residential and mixed-use precincts will be developed near the waterfront as follows: Marina South and Marina East:
Dear readers, be prudent when signing up for courses using your Skillsfuture Credits! Whenever I am outside, I come across mini career fair booths and sales personnel asking whether I have used my SkillsFuture Credits. They touted those new buzzwords like “AI” as if to attract me to sign up for their courses. Or what
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High Fixed Deposit Interest rates Dear readers, where can we still get high fixed deposit interest rates and at 3.10% per annum? Before we take a look at the above fixed deposit rates, let us revisit the cut-off yield (interest rate) of the latest 6-month Treasury bill (T-bill) which has just closed: 3.34% per annum
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