Straits Times Index (STI)

US STOCKS TUMBLED! IS OCTOBER STOCK MARKET CRASH HERE AGAIN?

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Dear readers, markets were jolted overnight (Singapore time) as U.S. stocks suffered one of their sharpest single-day declines in months.The Dow Jones Industrial Average plunged 1.9%, the S&P 500 sank 2.71%, and the NASDAQ Composite tumbled 3.56%, marking their worst one-day performance since April. The catalyst? A familiar trigger with an all-too-familiar chill: renewed U.S.–China

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How to Create a Real Impact in Life: A Complete Guide to Living with Purpose and Influence

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🌍 Introduction: What Does It Mean to “Create an Impact”? We all want to matter — to know that our time on earth changed something for the better.But “creating an impact” isn’t just about fame, followers, or global movements.It’s about the difference your presence makes in the lives of others, in your community, and in

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DBS OCBC UOB

DBS & STI Break Records in 2025 — What Singapore Investors Should Do Next Amid Market Reforms

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Dear readers, the Straits Times Index (STI) — Singapore’s benchmark for equity performance — and DBS Group Holdings (DBS) have both reached record highs in 2025. These new peaks mark not just a bull run but a sign of renewed confidence in the city-state’s financial ecosystem. For retail investors, this raises one critical question: what’s

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MONEY SAVING HACKS THAT YOU SHOULD KNOW!

Save Money Singapore: Dining, Groceries & Transport Hacks

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Dear readers, in today’s Singapore, the rising prices of everyday essentials, especially food, make it increasingly important to find ways to save money. Meals are a daily necessity, and even small savings can add up significantly over time. Learning effective hacks to cut costs while maintaining quality of life is not just smart—it’s essential. I

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Why US Stocks Can Rise Even When the US Government Shuts Down

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Dear readers, the US government has officially gone into shutdown mode again. Now, when I checked the US stock markets yesterday, I expected the worst. But to my surprise, Wall Street didn’t tank at all. In fact, the three big indices were slightly up: Strange, right? My first instinct was: “Eh? Shouldn’t a government shutdown

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SkillsFuture Credits

Redefining Riches: My Takeaways from Sahil Bloom’s The 5 Types of Wealth

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I recently finished reading The 5 Types of Wealth: A Transformative Guide to Design Your Dream Life by Sahil Bloom, published in early 2025. The subtitle already gives you a strong hint: this isn’t just another finance book. Bloom’s goal is to expand our understanding of what “wealth” really means. Instead of centring everything on

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DBS OCBC UOB stocks

XSGD Stablecoin: Should Singapore Investors Buy It Now?

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XSGD: Should Singapore Investors Buy It? Hey Singapore! Big news if you’re a crypto enthusiast or just dipping your toes into digital assets. Coinbase and Coinbase Advanced are rolling out XSGD, Singapore’s first SGD-backed stablecoin, starting 3am on September 30. But the big question on everyone’s mind: Should I buy XSGD? Whether you already hold

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