If you’ve been following the markets lately, you’ve probably noticed one thing: everything seems to revolve around AI. From cloud giants to semiconductor companies, and even e-commerce platforms, everyone is spending billions chasing the same goal — dominance in artificial intelligence. But here’s the catch: not all AI investments are created equal. For retail investors
If you’ve been wondering why your fixed deposits feel more attractive—or why bond prices seem shaky—you’re not imagining things. The global financial environment is shifting again, and higher interest rates in 2026 are at the centre of it. From rising oil prices to geopolitical tensions and central bank caution, the investing landscape is becoming more
Higher Interest Rates in 2026: What It Means for Singapore Investors Read More »
Tokenised finance is rapidly moving from a niche concept to a central pillar of financial innovation. By converting real-world assets—such as bonds, equities, and real estate—into digital tokens on blockchain networks, financial institutions are reimagining how markets operate. Transactions can settle almost instantly, intermediaries can be reduced, and access to assets can be broadened. However,
If you’re a Singaporean investor, chances are you’ve spent a lot of time thinking about stocks, REITs, and CPF strategies—but maybe not as much about your health insurance. That’s about to change. Recent updates to Integrated Shield Plan (IP) riders are quietly reshaping how healthcare costs are shared between you and insurers. And while this
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Singapore’s private property market has long been seen as the ultimate aspiration for upwardly mobile homeowners. A condo is not just a roof over one’s head; it represents financial security, status, and lifestyle. Yet, in recent years, a growing number of Singaporeans are quietly regretting their decision to buy a condominium. The reasons go far
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Singapore’s property market rarely sits still—but when it slows down, smart investors pay attention. Recent data shows that HDB resale prices in Singapore have dipped slightly, breaking a long stretch of steady increases. It’s not dramatic, and it’s certainly not a crash—but it is a signal. And for retail investors, signals like this matter more
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Singapore’s Central Provident Fund (CPF) system has long served as the backbone of retirement planning. As demographic shifts and longer life expectancies place greater pressure on retirement adequacy, the evolution of CPF investment strategies has become increasingly important. One emerging approach gaining attention is glide path investing—a method that gradually adjusts asset allocation over time
Private credit investing has been getting a lot of attention lately. You might have heard it mentioned in finance podcasts, WhatsApp chats during Chinese New Year, or even by your bank relationship manager pitching “exclusive opportunities.” But here’s the twist: despite all the hype, private credit is not new at all. It’s actually one of
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Artificial Intelligence (AI) is everywhere—from chatbots handling DBS queries to automation tools helping SMEs cut costs. For investors, AI feels like the next big gold rush. But here’s the uncomfortable truth: while AI promises efficiency and growth, it also introduces a credibility problem for capital markets. If you’re a retail investor in Singapore trying to
AI and the Trust Gap: What Singapore Investors Must Know Before Betting on AI Stocks Read More »
In recent weeks, a notable group of Straits Times Index (STI) constituents has slipped below their respective 200-day moving averages—an indicator often used by investors to gauge long-term trends. Among these are major names such as CapitaLand Investment, CapitaLand Ascendas REIT, CapitaLand Integrated Commercial Trust, Frasers Centrepoint Trust, Frasers Logistics & Commercial Trust, Genting Singapore,