Dear readers, there are now many options to invest one’s CPF monies.
Are you one of those who transfer your CPF monies out of your CPF accounts to invest in external funds?
For me, I chose not.
The logic is very clear. It is very challenging amidst the current volatile macro-environment to find another investment that gives you 4% returns year-on-year risk-free.
On the other hand, I am also not willing to put in additional capital into my CPF to be locked away for quite some time.
True, putting additional liquidity into the CPF monies will enable one to enjoy risk-free returns year-on-year but my thinking is that this additional liquidity can actually go into your investment warchest that you can deploy at very opportune times of the stocks markets.
Your investment at these opportune times will reap you far superior returns.