Dear readers, some days ago, I read an article which mentioned that half of those who have used their CPF to invest ends up worse off. When I read the article, I was not at all surprised since I am always not in favour of touching CPF monies for investing.
You see, our CPF monies are sitting in a secure account which earns us an almost guaranteed interest of over 2.5% annually, even without us needing to do anything. On the other hand, when we invest our CPF monies, we are taking out our monies from a secured account and putting them into markets which are often than not, volatile.
Unless, one is very certain that he or she could achieve an investment return which can beat the interest rates from the CPF, consistently, year by year; the best thing will be just to do nothing at all: leave your CPF monies alone and let them Grow!
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